Now Working with Your Payments Partner to offer Ecommerce Merchant Accounts

Secure, Reliable, Merchant Accounts - With Great Customer Service

Our partnership with Your Payments Partner provides you with a secure, reliable merchant acccount solution that we are willing to put our name behind! And, boy oh boy, have we spent a long time searching for a merchant account provider who we can trust!

For any ecommerce site owner - a reliable, secure Merchant Account is one of the key ingredients to success. At HEROweb we have worked with a range of providers over the past 14 years. The experiences we (and our customers) have had ranged from bad to awful. There are more horror stories than we care to recount. Many merchant account providers dangle low rates, no setup fees, and other enticements to get quick merchant signups. Only as you start to do business do the problems start to unfold.

Since we began working with Your Payments Partner we have not had to worry about whether our customers would be completely taken care of for their merchant account needs. Your Payments Partner offers the highest level of integrity and responsiveness we have seen in the industry. They set a very high standard and meet it time and again.

A word from Richard Davis, President of Your Payments Partner: Processing transactions securely and reliably is essential to your business. That’s why Hero Web and Your Payments Partner have teamed up to provide you with a payment processing program that will contribute to the quality of your business. Because of our vast experience in the payments industry, we have been recognized as a preferred vendor by the top financial institutions and service providers in the industry, providing you a complete solution you can depend on. Our processing system’s secure, fully redundant data centers provide continuous connectivity to the Internet, so you are always able to accept payments.

 
Here are a few of the specifics about what you can count on from Your Payments Partner and their Merchant Account Platform:

Data Security - Your customers can be confident their data is secure. We protect sensitive customer information by using the highest levels of encryption and security protocols.

Fraud Protection – We include a variety of services that will help protect your business against fraud.

Customer Support– We understand that payment processing is vital to your business, which is why we provide customer support 24 hours a day, 7 days a week.

A 2-step Education in Merchant Accounts

Accepting payments online is a two part system. It requires a merchant account and payment gateway account.

1. ECommerce Merchant Account

What is a Merchant Account?

A merchant account is essentially a line of credit for your business. It’s an account established with a financial institution that will process and settle approved credit card transactions into your personal or business bank account. The merchant account bank receives the request for these funds and payments through communication with a credit card terminal or payment gateway.

Your Payments Partner offers these key features:

• Our merchant account program is PCI (Payment Card Industry) Certified. To learn more about PCI click here:

• 2 day settlement to your business or personal bank account on approved sales

• Settled funds are FDIC Insured

• Online, real time tracking of transactions

• 24/7 customer support

• FREE access to our merchant resource center where we'll equip you with education tools and services on how to maximize the use of your merchant and gateway account, as well as value adding services that will increase the visibility to your website business! *advantage over PayPal

2. Payment Gateway Account

What is a Payment Gateway?

For Ecommerce and MOTO businesses, a payment gateway replaces the card swipe terminal used in a retail store. Because your customers are not physically present, a payment gateway provides you with a suite of tools to process your customers billing information using the Internet.

We offer you the following functionality:

• Secure website payment form for your customers to submit payments directly through your website! (Our merchant account program is already designed to work with your webstore. So once you're approved we'll have your checkout page up and running quickly and easily!

• Virtual Terminal for mail, telephone and fax orders. We package this for you to accommodate the needs of all your customers. The Virtual Terminal is accessible from anywhere in the world with an Internet connection.

• Address Verification and Card Code verification filters to reduce the risk of potential fraudulent transactions.

• Rebill features - have recurring customers? Don't bother having to retype their billing information over and over again.

• Redundant data centers for enhanced security and reliability.